Showing posts with label Budgeting. Show all posts
Showing posts with label Budgeting. Show all posts

Monday, January 16, 2012

Food Budgeting ~ How to eat well, but save more!


Think your food dollar doesn't go as far as it used to? You're right. In fact, for many people, rising food costs are creating a significant household hardship. It would be one thing if skyrocketing costs meant that we needed to forgo extravagant delicacies at the family dinner table. Unfortunately, staples like bread, milk, cereal, meat, poultry, and eggs are hardest hit.

There are a number of reasons for the crunch, including oil prices that cause the cost of food production and transportation to rise significantly. It's also a factor that corn prices have more than doubled and soybean prices nearly tripled recently, thanks in part to the boost in ethanol and biodiesel. Weather disasters have devastated some crops, and a weak U.S. dollar and high global demand for food all figure into the higher bottom line.

The outlook for food prices isn't promising, but that doesn't mean you need to sacrifice at the dinner table. While you may need to make some minor adjustments in your menu planning, shopping, and cooking habits, there's no need to forgo either flavor or health while tightening your food budget. In fact, by stocking up on some basic staples, seasonal produce, and spices, you can serve your family meals that are delicious, healthful, and frugal.

Eat fresh:

Fresh fruits and veggies are economical, not to mention good for you! Shopping on Wednesdays are a great way to save as most retailers come out with their sale ad. 

Stock up when on sale:

Buy in bulk when cheap. Make room in your pantry. In the end it will save you $ and allow you to mix and match different dishes for variety.

Clip coupons:

Many times it is worth spending extra time to clip the Sunday paper's coupons. Another way to save money, but also buy brands of items you wouldn't normally purchase.

What are some ways you save money for your family?

Thursday, September 8, 2011

Grocery Shopping Budget Know-How



Grocery shopping is one of the first places you can learn how to be frugal. I am amazed when I go to the grocery store how many times people are spending so much more money than myself and getting half the amount of stuff I have within my cart. So, how do I do it?

1) Clip Coupons - Set aside some time every week to go through your newspaper and clip coupons. I found that it's really helpful to organize them by category and keep them in a notebook. You'd be amazed how much money you can save a week for your family!

2) Grocery Ads - Dare to compare! Take a peek at your local grocery store ads each week for specials. Only buy the things you'll know you'll use. And when you do find something that your family loves and it's on sale, buy in bulk. Don't buy one package of pasta when you know you eat it often. Buy 3-5 boxes of the same product. The savings ad up!

3) Plan Ahead - Plan your meals ahead of time. If you walk the grocery store aisles in search of your weekly meals without planning ahead, 9 times out of 10 you are going to end up buying more than you need. Take a list of items needed to complete a week full of meals for your family and stick to it!

4) Cook & Freeze - Make meals ahead of time and freeze them. When you do so, you'll always have an outlet for a good, hearty meal. This will help avoid last minute fast food temptations when your child is late to soccer the list of errands seems endless. When you have something in the freezer, it's much easier to push aside the idea of spending money in a drive-thru.

What do you do to save time and money for your family when it comes to meals? Let us know!